Know your rights

Q. I would like to know who owns the apartment complex where I live. The property manager says it is none of my business. How can I get the name and address of the owner?

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With this ring ...

Q. I am separated and in the process of getting a divorce. I have been living with a man as his common law wife for almost two years. Is there anything special I need to do to have our marriage recognized?

A. As I have said many times before, the legal affect of a common law marriage is no different than any other marriage. To have a common law marriage you must agree to be married, live together as married and hold yourself out as married. Once you meet the requirements to establish a common law marriage, you are married. There is no need to do anything else.

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flooded car

Q. My friend is trying to sell his flooded vehicle. The buyer offered around $16,000, which is about the right price if it was not flooded. The event of flooding has yet to make it to AutoCheck, which is why the price is near what it is worth in very good condition. What are the repercussions of selling this vehicle and not saying it was in a flood?

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Richard Alderman

Q. My daughter-in-law received a ticket last year for lack of auto insurance and paid the $250 fine. She thought it was paid in full, but recently she received another bill for $250. When she asked about this bill, she was told that she has to pay the $250 “surcharge” for three years. Is this true? Please explain the lack of insurance fine and its duration.

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Q. A little less than a year ago, I let a former friend use my credit card to buy a new tire. I couldn’t go with her, so I just told her to take the card and have them call me if there were any issues. No one called, so I assumed it all went well.

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Question: About five months ago, my husband and I rented an apartment. Now my husband is being transferred to another city. If we do have to move soon, we’ll break our lease by six months. The landlord says we will owe him for leaving early. Is he right?

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Q. My car was repossessed. Now, a year later, I received a notice from a debt collector that I still owe $6,000. How can this be? They have the car, shouldn’t that be the end of the matter?

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Q. Can the new owner of an apartment complex no longer accept checks, money orders or cashiers checks and make me pay online? It clearly states in my lease that I can pay online or at the management office by check or cash.

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Q. My apartment lease was up in December. Since that time we have had a month-to-month agreement. I am now moving out. I gave proper notice. I am afraid my landlord will not return my security deposit. Can I require the landlord to use my security deposit for the last month’s rent?

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Q. I hope you can assist me with this problem. I purchased a car from a dealer that purchases vehicles from auctions for re-sale. The vehicle was purchased under a contract that said it was “as is” and did not come with a warranty. It has been two days since the date of purchase, and this vehicle now has major problems. What are my rights as a consumer wanting to return this vehicle and get a refund? Don’t I have three days to change my mind?

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