Richard Alderman's archive

Q. My boyfriend and I bought a house two years ago. We recently broke up and he kept the house. He has been late on the mortgage payment, and the bank is now calling me. How do I get my name off this loan?

A. The simple answer is that you can’t get your name removed from the loan unless he refinances in his own name or the bank agrees to release you. The fact that you are no longer together is between you and your boyfriend. It does not affect your liability to the bank.

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Q. I remember reading about an organization at the University of Houston Law Center that can help with consumer problems. Can you please give me its name?

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Q. My apartment lease was up in December. Since that time, we have had a month-to-month agreement. I am now moving out. I gave proper notice. I am afraid my landlord will not return my security deposit. Can I require the landlord to use my security deposit for the last month’s rent?

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